Getting Truck Finance? Trust us. You need help

If you’re looking to get your brand new dream truck finance – or at least, it will be your brand new truck instead of just the truck quite literally of your dreams once you do manage to get it financed – it’s very important to ask the right questions and know what you need.

Getting Truck FinanceUnlike regular car loans, a truck loan is about more than just the vehicle itself. That truck is bound up in your hopes and dreams of a new business, new independence, much-desired opportunities. It’s your little stairway to heaven – alright, a small slice of heaven, but you’ve got to start somewhere.

There are so many options for truck loans in USA that picking the right one can be a bewildering experience, just like picking the right truck is. So make sure you get all your truck financing options right before you pick one. It’s more complicated than just getting a car loan, so these are a few extra things to consider:

– What business do you need your truck for? This will determine what kind of truck you need, what kind of modifications you need for your truck and so on. This is important: you need to make sure that the loan covers any kind of modifications you need to make your truck perfect for your business. Get the vehicle that’s right for you.

– Will your business plan pass muster? Yes, this is none of the banks’ business. We get that. But your truck is integral to your business, and the chances of you paying your loan back goes down considerably if your business goes belly-up. So you need to make sure that you have your business plan in order to satisfy the banks, too, because they could very well ask.

– Now the obvious one: how is your credit rating and history? If you have bad credit, it doesn’t mean that all doors are closed to you. We can still help you get your truck financed; that’s the kind of thing we do. We might not work miracles, but this is right up our alley. It might take longer, and you might have to make a few more compromises, but pick up your phone and make that call. If you’re trying to get your truck finance in NC, walk right in and tell us about your truck dreams. We’ll get to work on them right away.

– What about your driving licence? If you have an international driving permit, this will have an impact on your truck loan in USA. You might need to rethink your options even if you think you’ve done all your research. If you’re on an international visa or PR, there will be further checks, too, so you’ve got to get a lot of things in order. Again, we can help you do that and get your truck financed in NC.

Apart from these, of course, there are the standard questions that need to be asked when you’re getting a loan at all. Interest rates, loan term, accounting fees, balloon payments, ongoing fees, penalties for late/early/extra payments – these are just a quick preview of all the usual things to watch out for. Yes, it’s a fairly complicated business, which is why there are people like us who will help you get the truck loan that’s perfect for you. The red tape is meant to be so convoluted that you will get tangled in it. So let us help you. That’s what we’re here for.…


What You Should Know Before Applying For a Personal Loan

Should Know Before Applying For a Personal LoanIn every aspect of our lives we need money to meet our needs. Apart from our hard earned salaries, the other most preferred source of money is acquiring personal loans. Personal loans are different from business loans; they are issued to individuals rather than to organizations as is in the case of business loans. Before you apply for a loan you must first confirm your eligibility for a loan. Sources of these loans include commercial banks, micro finance societies and co-operative societies, with commercial banks being the highest lenders of personal loans.

Before you decide to finance you activities using a personal loan, you should know the personal loan interest rates. The interest charged on loans should be within your repayment capabilities. Personal loan interest rates are lower than those of business loans, but these loans pose a lot of challenge to the borrowers in terms of the highest amount of loan one can be issued with. Personal loan interest rates vary according to the amount at stake and the repayment period. The period of a loan is short probably not more than three years. Your ability to repay the loan and the monthly instalments decides the rate, the current lending rate range from 9 to 36%. For large amount of money paid over a long period of time, the interest paid can be negotiated with the lender institution.

Personal loans are meant for self-employed professional individuals, salaries individuals and self -employed non professionals. Your eligibility for a loan depends on several factors. Your residence and current occupation are taken into consideration by the bank. You must also be earning a minimum of $1.000 each month, be at least 21 years of age and not exceeding 60 years.

Personal loans don’t need securities, it’s a unsecured loan and you don’t need guarantors, but some banks do ask for securities. It is possible to co-apply with your spouse as it increases your eligibility for a larger amount then would have on your own. Before you apply for a personal loan, make sure that the interest rates remain constant or reduce as you make monthly instalments. In Arizona(AZ), personal loans are acquired from nationalized, foreign and co-operative banks. A charge ranging from 2-3% of the loan is levied when the loan is applied; a processing charge is also levied on the loan.

If you are considering getting a personal loan, walk into several banks or consult a financial advisor to seek clarified information before making your decision.…


The Forgotten Corvette Collection

It’s the stuff that car collectors’ dreams are made of – a long forgotten garage full of classic Corvettes. The neglected Corvette collection is made up of 36 cars ranging from 1953 to 1989. So what happened? How did the cars get there and what was their fate? The tale is interesting, to be sure. Sometimes truth is indeed stranger than fiction.

The Forgotten Corvette CollectionOur story begins in 1989 when a gentleman by the name of Dennis Amodeo entered a contest that was organized by the music network VH1. The contest required people to call into a toll line that cost $2 per entry. The winner would receive a Chevrolet Corvette collection; one Vette for each year, starting in 1953 and ending in 1989. The entire collection was worth an estimated $600,000, which was a nice chunk of change, especially for a car collection, in 1989. At the time the contest was the largest prize giveaway ever done. Thousands of people entered to snag this sweet prize, but there was only one winner, Amodeo.

VH1 staged the dramatic hand off by having one of the Beach Boys present Amodeo with a bag containing keys to all of the cars. He also enjoyed his 15 minutes of fame while VH1 plastered his face on every piece of advertising over the next few weeks. Eventually, though, things died down and reality set in. He began entertaining offers to purchase the collection, one such being New York photographer, Peter Max.

Max wanted the cars for an art project. A deal was struck and the collection changed hands. Amodeo made out OK with $250,000 cash up front and $250,000 of Max’s art and potential profits that may be earned later. It wasn’t what the collection was worth, but off they went.

Over the next 25 years, Max kept his Vettes stored in different garages with plans to display the collection or have an art show of some type. Nothing every materialized, though, and eventually the cars became ghosts in a forgotten garage. As the years got the best of them they slowly slipped into disrepair, dust covered their once lustrous paint, and their glory began to fade. It didn’t look like they would ever see the light of day – and then they found a new home.

A man approached Max with a proposition. He and his partners wanted to buy the entire collection from Max. Max agreed and the cars found a new home and began getting some much needed attention. Life is being breathed into many of the cars as they are being restored to their original magnificence. A few didn’t make it, their value was less than what it would cost to do the resto, but most made the cut and the bulk of the collection is being resurrected. Don’t you love happy endings?

Your story can have a happy ending too – you can get a classic Corvette all your own and Woodside Credit can help make it happen.…


The U.S. National Debt and What It Means For You

What is the u.s. national debt (what does it mean) and how much in dollar is the u.s. national debt today? I’m glad you asked that question, because I’m about to break it down for you – the good, the bad and the ugly. Now let’s dive in, shall we?

The u.s. national debt, which is also known as the us federal debt, or simply ‘the federal debt’ or ‘federal debt’ is the sum of all the previous years’ us federal government budget deficits, less what the us federal government has paid down with the generous support of the u.s. taxpaer, i.j. jane and john doe, with additional funds coming from budget surpluses and perhaps the change under all the seat cushions on captiol hill.

Let’s be clear about one thing: when it comes to the balancing the pocketbook of our uncle sam, deficits are embarrasingly common. For example, in the last 50 years, the us federal government (not the behind the scenes, shadow government) has typicall and predictably run a deficit in 45 out of 50 years. This calculates to 95 percent of the time. This means on almost any given day or week or monty or year – the u.s. federal government’s books are not balanced.

Now, Clinton claimed way back when he was president in office that the u.s. federal budget was balanced. If you believe this, I have a bridge in London that I would like to sell to you. You see, while our esteemed president at the time was involved in boudour shenanigans with college aids, the government actually continued to spend as if their were no tomorrow. This freewheeling and dealing and spending was made possible by the u.s. petrol dollar which is truly the one global currency.

Some have rightly pointed out that the u.s. government actually “borrows” it’s own currency from the so-called “federal” reserve bank, which prints the money out of thin air and is no more “federal” than the courier company, Federal Express.

What do you think? Is it reasonable (or even feasible) that the u.s. federal government would hawk the future generations of American citizens to foot the bill of current servants of the state who actually are more interested in serving their own bank accounts?

“This is outrageous. I’ve never seen that money before in my life!” – James Barnett, Trading Places…